The IRS sent out more than 100 million payments via direct deposit with the second stimulus check, and over 80% of people use direct deposit for getting their tax refunds, according to Benefits.gov. Most people use direct deposit as the method of payment for receiving tax refunds and stimulus checks. Some groups, such as Social Security beneficiaries, are even required by the US Treasury to use direct deposit. Since the IRS didn't open up direct deposit registration through the Get My Payment tracking tool, anyone who closed or changed bank accounts between the first and second checks was unable to make a correction.

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So much in fact, that they'll present you with promos and bonus deals to join up with their organization. You'll want to fix these errors now The IRS never let recipients of the second stimulus check set up direct deposit or fix any bank account errors, resulting in this group needing to claim their missing money as a Recovery Rebate Credit on their 2020 taxes. But now, you'll have an opportunity to make adjustments that could prevent a third stimulus check from going to the wrong account -- like one you closed or if you entered your information incorrectly in a previous year.

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